ACA Health Insurance 101: Navigating Marketplace Plans and Lowering Costs

Join us as Clarice Flemming, Health Plan Coordinator at Caribou Wealth, provides a thorough guide to navigating the ACA Marketplace. Learn how factors like household size, income, and location affect your subsidies, and understand how tax credits and coverage levels (bronze, silver, gold) impact costs.

We’ll review state vs. federal options, optimizing premiums, and changes from the Inflation Reduction Act that could impact 2025 coverage.

Whether you’re new to the Marketplace or looking to save more, this video has the tips you need for an informed, cost-effective choice during open enrollment!

This content was written by Spencer S. Hall CFP®, RLP ®, CKA ®, MBA, MDiv

Spencer is a Certified Financial Planner™ with 14 years in the field of retirement and financial planning. As a second-generation financial advisor at Retirement Planning Services, Spencer brings a wealth of experience and passion to help clients align their wealth with their core values.

Advisory services offered through Retirement Planning Services, LLC.

The information in this article is intended for general educational and informational purposes only, and should not be construed as investment advisory, financial planning, legal, tax, or other professional advice based on your specific situation. Please consult with your professional advisor(s) before taking any action based on its contents.