Captive vs Independent Insurance Agents: Key Differences Explained

In this episode of Financial Planning Fundamentals, we dive into the world of insurance with Billy Blount, an experienced independent agent. We’ll review the crucial differences between captive and independent agents, and how these differences can impact your insurance choices.

We also explore common mistakes in homeowner's policies, rising insurance rates, and what you should watch out for when it comes to digital disruptors in the insurance space. Whether you're new to insurance or looking to better understand your coverage, this conversation has invaluable insights. Don't miss it!

This content was written by Spencer S. Hall CFP®, RLP ®, CKA ®, MBA, MDiv

Spencer is a Certified Financial Planner™ with 14 years in the field of retirement and financial planning. As a second-generation financial advisor at Retirement Planning Services, Spencer brings a wealth of experience and passion to help clients align their wealth with their core values.

Advisory services offered through Retirement Planning Services, LLC.

The information in this article is intended for general educational and informational purposes only, and should not be construed as investment advisory, financial planning, legal, tax, or other professional advice based on your specific situation. Please consult with your professional advisor(s) before taking any action based on its contents.