Early Retirement Account Withdrawals: The Smartest Ways to Avoid Penalties

Need to tap into your retirement savings early? Before making a costly mistake, watch this breakdown of the best (and worst) ways to withdraw funds from your Roth IRA, 401(k), traditional IRA, and more.

We’ll cover penalty-free exceptions, tax implications, and smart strategies to minimize financial setbacks. Don't let an unexpected expense derail your future—learn how to navigate early withdrawals wisely!

This content was written by Spencer S. Hall CFP®, RLP ®, CKA ®, MBA, MDiv

Spencer is a Certified Financial Planner™ with 14 years in the field of retirement and financial planning. As a second-generation financial advisor at Retirement Planning Services, Spencer brings a wealth of experience and passion to help clients align their wealth with their core values.

Advisory services offered through Retirement Planning Services, LLC.

The information in this article is intended for general educational and informational purposes only, and should not be construed as investment advisory, financial planning, legal, tax, or other professional advice based on your specific situation. Please consult with your professional advisor(s) before taking any action based on its contents.