Does it matter what types of investments are in your accounts?

Asset location optimization is an investment concept that considers which types of investments are the most efficient based on the type of account that holds the investment. When considering asset location optimization, you need to consider the risks that you are willing to take as well as your investing goals.

When we think about asset location optimization, we consider the potential return on investment and the tax treatment of the asset in a non-qualified account. For instance, municipal bonds have a greater tax efficiency than corporate bonds. In each of the scenarios, we want to stress that the potential returns are purely hypothetical and no indicator of future results.

Join us as we discuss asset location optimization.

This content was written by Spencer S. Hall CFP®, RLP ®, CKA ®, MBA, MDiv

Spencer is a Certified Financial Planner™ with 14 years in the field of retirement and financial planning. As a second-generation financial advisor at Retirement Planning Services, Spencer brings a wealth of experience and passion to help clients align their wealth with their core values.

Advisory services offered through Retirement Planning Services, LLC.

The information in this article is intended for general educational and informational purposes only, and should not be construed as investment advisory, financial planning, legal, tax, or other professional advice based on your specific situation. Please consult with your professional advisor(s) before taking any action based on its contents.